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Bankruptcies in Finland, November 2025

Statistics Finland recorded 321 instigated bankruptcies in November 2025. A year earlier there were 288 (+11.5 %).

Instigated

321

Staff-years
999
Moving annual change
+10 %

← Bankruptcies in Finland, October 2025Bankruptcies in Finland, December 2025 →

Municipalities and regions

Helsinki was the month's largest bankruptcy municipality.

The chart shows the 12 largest municipalities. Other published municipalities account for 154 bankruptcies. Regions use the 2025 municipality classification.

Largest bankruptcy municipalities
Helsinki
69
Vantaa
14
Espoo
11
Jyväskylä
11
Oulu
10
Tampere
10
Lahti
9
Hyvinkää
7
Kuopio
7
Raasepori
7
Joensuu
6
Turku
6
Bankruptcies by region
Uusimaa
134
Pirkanmaa
28
North Ostrobothnia
19
Southwest Finland
19
Central Finland
18
Päijät-Häme
14
North Savo
13
Satakunta
11
North Karelia
10
South Ostrobothnia
9
Ostrobothnia
9
Kanta-Häme
8
Kymenlaakso
8
South Savo
7
South Karelia
4
Lapland
4
Kainuu
3
Central Ostrobothnia
3
Åland
0

Industries

The largest TOL section was Construction.

The largest 3-digit class was 412 Construction of residential and non-residential buildings, 37 enterprises.

TOL sections
Construction
64
Wholesale and retail trade; repair of motor vehicles and motorcycles
38
Accommodation and food service activities
30
Manufacturing
24
Professional, scientific and technical activities
24
Information and communication
21
Administrative and support service activities
21
Real estate activities
20
Transportation and storage
19
Other service activities
16
Human health and social work activities
10
Agriculture, forestry and fishing
8
Unknown
8
Arts, entertainment and recreation
7
Education
6
Financial and insurance activities
4
Water supply; sewerage, waste management and remediation activities
1
Most common industry classes
412 Construction of residential and non-residential buildings
37
561 Restaurants and mobile food service activities
21
620 Computer programming, consultancy and related activities
16
682 Renting and operating of own or leased real estate
15
960 Other personal service activities
11
494 Freight transport by road and removal services
10
432 Electrical, plumbing and other construction installation activities
9
711 Architectural and engineering activities and related technical consultancy
7
452 Maintenance and repair of motor vehicles
6
493 Other passenger land transport
6
812 Cleaning activities
6
563 Beverage serving activities
5

Questions

Bankruptcies in November 2025, short answers.

How many bankruptcies were instigated in November 2025?

In November 2025, 321 bankruptcies were instigated. A year earlier the count was 288, a change of +11.5 %.

Where were bankruptcies concentrated in November 2025?

Helsinki had the most proceedings: 69.

Why are there no company names?

Statistics Finland tables 13fb, 13fe, and 13fd publish counts by place, industry, and legal form. They do not identify a company or a person.

Bankruptcies by legal form
FormEnterprisesYear earlier
Limited companies247234
Natural persons5949
Others100
General and limited partnerships55

Method

How this month's count was calculated

The extract was read on 2026-10-25. Table 13fb was updated on 2026-10-20. The published count is instigated bankruptcies, 321 enterprises.

  1. 1. National count

    Table 13fb supplies enterprises, staff-years, the 12-month sum, and the moving annual change.

  2. 2. Check

    The national totals in tables 13fe and 13fd match the enterprise count in table 13fb.

  3. 3. Breakdown

    Municipality and region come from table 13fe. TOL sections and 3-digit classes come from table 13fd.

Limits

  • A proceeding instigated does not say whether it concluded or whether the enterprise kept operating.
  • Staff-years are the table's own measure, not a list of people.
  • Natural persons appear only as a legal-form count.
  • The month's own year-over-year change is calculated from two published counts. The moving annual change is table 13fb's published percentage.

Cite this research

A clear source for the original data.

DM Faster Data (2026). Bankruptcies in Finland, November 2025. https://dmfaster.com/research/bankruptcies-finland/november-2025
All research

Cite the findings with attribution.

You may cite findings and reproduce short excerpts when DM Faster is visibly credited and this report is linked. Republishing the full table, bulk reuse, and commercial redistribution require written permission from DM Faster.

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